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  • 楼主: criminalazkaban
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    急急急!!!请教郑律师关于车祸赔偿!!

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    11
    zhan0112 发表于 9-3-2012 06:53:00
    本帖最后由 zhan0112 于 2012-3-9 06:53 编辑
    criminalazkaban 发表于 2012-3-9 05:51
    找律师处理能免掉还这些钱吗?


    当时的车辆注册了没有?
    如果注册的话,在南澳所有车辆都是由Allianz Australia Insurance Limited承保的
    注意,这个保险是针对第三方人身伤害的,是不保障第三方车辆或者其他财产的
    具体信息参考  
    http://www.sa.gov.au/subject/Tra ... ird+party+insurance

    你给的信息很模糊,这里也给不了你什么意见
    郑律师貌似正在出差
    你可以致电她办公室询问下

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    12
    bbc 发表于 9-3-2012 07:09:47
    zhan0112 发表于 2012-3-9 07:53
    当时的车辆注册了没有?
    如果注册的话,在南澳所有车辆都是由Allianz Australia Insurance Limited承保的 ...

    注册了只有人身伤害强制险吧,车辆损坏不赔的

    开车上路千万要有保险,至少有个三险,最好全险,遇到一些没保险的或者无赖全险的作用就体现出来了,那点小钱不值得省,大家一定要注意了
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    13
    zhan0112 发表于 9-3-2012 07:19:55
    bbc 发表于 2012-3-9 06:39
    注册了只有人身伤害强制险吧,车辆损坏不赔的

    开车上路千万要有保险,至少有个三险,最好全险,遇到一 ...

    对的,强制第三险只针对对人的伤害
    我看楼主的意思对方索偿是针对个人伤害

    另外开车一定还要都买个保险公司的三险
    这个是针对车辆的赔偿
    这里有很多保险公司可以使用 比如 RAA
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    14
    alexwu 发表于 9-3-2012 11:27:35
    事故都隔那么久了,听着好像蛮欺负人的。你当时应该有驾照吧,而且开得是你哥哥的车,那么你哥哥的车有买保险吗,如果有买的话也许保险公司会承担部分的。需要律师咨询的话可以联系文德82236677,有中文服务。
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    15
     楼主| criminalazkaban 发表于 9-3-2012 11:29:46
    problem solved..thanks everyone for suggesting advices to me. i am very apprciate it.{:4_167:}{:4_167:}
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    16
     楼主| criminalazkaban 发表于 9-3-2012 15:47:40
    i hate to type pinyin so i just type it in english...LOL...Here is the case...
    i had a accident on 2009 and that was my fault{:4_176:}. The car was not under my name but seems like covered by the CTP insurance which we all did when we first buy the rego. under this circumstances, i did not have any third party insurance with the car so then i have to pay for the repair fee for another driver. After the accident i have receive a letter from the Allianz company which ask me to pay for $300 fee. I thought that was the insurance company from the other car owner. i did pay for it like just to settle down all the unwanted issue. after 3 years, another car accident owner has ask the lawyer to issue a claim letter for the accident which to cover her lost of income and health. i thought the letter is going to bring me to court and pay for the $80000 fee{:4_174:}, however, zhan0112 has reminded me{:4_125:} that all this stuff is covered by the Allianz insurance which has already stated in  the letter. Then this morning i immediately call the respective number regarding the issue. Fortunately they ask me don't panic{:4_149:} because you will be covered by the allianz insurance company and on their record i have paid the $300 {:4_167:}amount fee on the past is like the maximum amount that i need to pay to activate this insurance. They ask me to drop off the letter to their company which located in the city and they will do the rest for me{:4_109:}. That is it....

    I really need to warn{:4_177:} every driver must have their car under registration and of course at least buy a third party insurance{:4_168:} just to cover your butt. Otherwise you gonna be in like deep pit.
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    17
    zhan0112 发表于 9-3-2012 15:53:52
    本帖最后由 zhan0112 于 2012-3-9 15:29 编辑
    criminalazkaban 发表于 2012-3-9 15:17
    i hate to type pinyin so i just type it in english...LOL...Here is the case...
    i had a accident on  ...


    非常感谢分享
    在澳洲开车,保险很重要
    除了强制险(Compulsory third party insurance (CTP))大家也应该买个三险(Third party property damage)

    有的时候索偿数字会很可怕~~

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    18
    lifu 发表于 9-3-2012 18:51:21
    CTP 就是注册费吧 那个3险到哪里买啊 大约多少钱
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    19
     楼主| criminalazkaban 发表于 13-3-2012 15:53:39
    我现在用的是anz的一年还180左右。有过车祸会比较贵一点像我。{:4_174:}
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    20
    郑玉桂律师 发表于 22-3-2012 14:31:04


    对不起,没有及时回复你的问题。因为我回中国出差,所以看不到bbs的问题。



    你的问题zhan0112已经详细地向你解释了,我在这里就不再重复了。希望你以后开车的时候,除了registration以外,还需要购买Comprehensive insurance,如果觉得太贵的话,你可以只买property damage insurance,这些的费用都是很便宜的。

    此致

    郑玉桂律师敬上

    澳大利亚国际公证律师
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